Fairmoney

FairMoney is a Paris-headquartered fintech company operating primarily in Nigeria and India, offering a mobile-first digital banking platform focused on providing instant personal and business loans, savings accounts, and payment services to underserved populations. Licensed as a microfinance bank by the Central Bank of Nigeria, FairMoney has over 6 million users and processes more than 10,000 loans daily, with loan amounts up to ₦3 million disbursed in under five minutes. Its product suite includes high-yield savings options like FairSave and FairLock, debit cards, bill payments, and POS services, positioning it as a comprehensive digital financial services provider in emerging markets.