Toqio

Toqio is a London-based fintech company that provides a no-code/low-code platform enabling businesses to create and launch embedded financial products such as digital banking, card programs, and lending solutions. Its modular SaaS platform allows corporates and financial institutions to integrate financial services seamlessly into their customer journeys, leveraging a marketplace of pre-built components and third-party providers. Founded in 2019, Toqio has expanded across Europe, with offices in Madrid and Nairobi, and has partnered with organizations like Visa and AWS to accelerate its growth in the embedded finance sector.