Cachet is an Estonian insurtech startup that provides smart, usage-based insurance products tailored for gig-economy workers such as ride-hailing and delivery drivers. By aggregating and analyzing drivers’ platform data, it enables fairer pricing and flexible coverage that better reflects actual risk and working hours.
Estateguru is an Estonian-based real estate crowdfunding platform that connects investors with property-backed loans across Europe. Founded in 2014, it specializes in short- to mid-term loans secured by first-rank mortgages, offering investors an average annual return of around 10% . As of 2025, Estateguru has facilitated over €850 million in loans, funded more than 7,000…
INZMO is a Berlin-based insurtech startup offering fully digital insurance solutions for personal items like mobile phones, laptops, bicycles, and e-scooters, as well as rental deposit guarantees. Founded in 2016, the company aims to simplify insurance processes and provide instant coverage through its user-friendly app. INZMO’s mission is to make insurance accessible and hassle-free, helping…
Insly is a London-based insurtech company offering a low-code, modular platform designed to help managing general agents (MGAs), insurers, and brokers digitize and streamline the entire insurance lifecycle. Its cloud-based software covers product building, distribution, underwriting, claims management, accounting, and reporting, enabling clients to launch and manage insurance products efficiently without extensive IT resources. Insly’s…
